At Al Leach Insurance Agency LLC and its affiliated entities, protecting your privacy is important. We want you to understand what information we collect and how we use it. This notice describes our privacy policy. By visiting the website aleachinsurance.com, and/or the websites of any of affiliated entities, you are accepting the practices described in this Privacy Notice.
In addition, we may use "cookies" (small text files transferred from our website to your hard drive) to recognize repeat users, track usage, gather personal information, and facilitate your access to and use of the site.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial or insurance product or service to you.
Information about our customers is an important part of our business, and we are not in the business of selling it to others. We share customer information only as described below and with subsidiaries or affiliates that Al Leach Insurance Agency LLC controls that either are subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice.
We may disclose your personal information to our service providers, suppliers, subcontractors, and other parties who provide services to us or act on our behalf.
We may also disclose nonpublic information about you to non-affiliated third parties as permitted by law, such as when required to do so by a court order or subpoena.
If you no longer want to receive emails or marketing-related materials from us, you may opt out of receiving these materials by following the unsubscribe instructions in such messages or by contacting via email at: aleach@aleachinsurance.com Please note that even if you opt out of receiving promotional emails from us, we may continue to send you transactional or informational email communications.
Al Leach Insurance Agency LLC may collect your Personally Identifiable Information (PII) or Protected Health Information (PHI) from you or your employer for purposes of underwriting your financial or insurance product, and, in servicing that plan/policy. The types of information that may be collected include name, address, social security number, date of birth, employer, bank account information, insurance identification numbers, and/or other identifying information. We may access this information through your application process or enrollment with your employer health and ancillary plan products.
We restrict access to your nonpublic personal information and only allow disclosures to persons and companies as permitted by law to assist in providing products or services to you. PHI and PII will never be shared with a third party without express written authorization or were permitted by law.
We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information, including, encrypting PHI in transmission over the internet. PHI and PII are not accessible outside of the Al Leach Insurance Agency LLC secure website (e.g., SSL configuration). Data is only accessible by authorized personnel using unique, audited access controls and/or pursuant to a HIPAA Business Associate Agreement. Al Leach Insurance Agency LLC maintains integrity controls to ensure PHI and PII are not tampered with. All PHI and PII are backed up and encrypted in storage.
As part of Al Leach Insurance Agency LLC security procedures, annual reviews are conducted of the security and privacy controls for effectiveness. Logs are maintained for any uses and disclosures of PHI made outside of HIPAA’s legal operational permissions and the Business Associate Agreement(s). Any requests for access to logs for use and disclosure of PHI are responded to within 45 business days.
PHI and PII are subject to the Al Leach Insurance Agency LLC HIPAA Disposal Policies & Procedures. Disposal shall occur after 7 years when law does not mandate otherwise. All PHI and PII are destroyed by shredding, deleting or, if not possible to do so, maintaining HIPAA safeguards throughout the duration of Al Leach Insurance Agency LLC housing PHI and PII. Any deletions will include deleting backups and keys.
Al Leach Insurance Agency LLC requires written consent and authorization when sharing PHI and PII with third parties outside of the legal permissions to use and disclose PHI and PII provided for under HIPAA and any subsequent regulations. You may revoke consent to use your PHI or PII where the law may permit by submitting your request to your Al Leach Insurance Agency LLC representative who will forward this to the Al Leach Insurance Agency LLC HIPAA Privacy Officer. Any request to restrict use and disclosure will be considered within 30 business days; however, any for claims unresolved, any requests are not able to be complied with until all claims have been resolved. If withdrawing consent to use your PII or PHI, Al Leach Insurance Agency LLC may not be able to place your insurance or financial product or fully service that policy.
Request for access to records maintained by the Al Leach Insurance Agency LLC for consulting services may be submitted to aleach@aleachinsurance.com. Access will be provided within 45 business days. Customers requesting updates to their HIPAA PHI records may request such through their Al Leach Insurance Agency LLC representative. Any requests will be considered within 30 business days.
If you choose to visit Aleach@aleachinsurance.com and/or the websites of any affiliated entities, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, arbitration of disputes, and application of the law of the state of PA. If you have any concern about privacy at aleach@aleachinsurance.com and/or the websites of any affiliated entities, please send us a thorough description to aleach@aleachinsurance.com, and we will try to resolve it.
Our business changes constantly, and our Privacy Notice and the Conditions of Use will change also. You should check our Web site frequently to see recent changes. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers.
